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Some people even have suggested I might be up for serious legal problems, and I just feel so stressed out every single day about the situation.I wrote back to this letter-writer and asked: “Just so I really get the whole situation, did you really think was allowed? After working for the company for two years on-site at a client office, I was informed that the client had canceled the contract, so I would need to do another function, which would require driving all over town instead of being based in an office.I have been using it over the last few years regularly for personal reasons, including medical, car payments (a car is required for my job, but not covered under expenses), and general personal shopping.My girlfriend did not have income for two years, and I used the card to cover expenses beyond my paycheck.

I truly thought that all would be ok as long as I did whatever it takes to pay the balance in full each month, and it seems to have held true so far.

On the other hand, I suppose you could plead ignorance and point to the fact that you’ve been aggressively working to pay it down to show that you had no intent of trying to get the company to shoulder the charges.

I think you should do the right thing and come clean — and I think that if you don’t, the guilt alone is likely to cause problems — but the right thing does come with a price, and while it’s easy to say from the sidelines that you should be willing to pay that price, you’ve got to make that choice for yourself.

I don’t know if it is relevant but I have ADD, so impulse control, particularly when under stress, has always been an issue for me, and the whole thing was really traumatic with changing roles and several other factors.

My mental state was definatly not clear at the time I started doing this.Does anyone else have advice for this letter-writer, something that might help him clear this up faster?

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